Archives

 

6 Changes To Pensions & Benefits In 2018 You Should Know About

  April: the beginning of a new tax year. Naturally, lots of changes tend to come to pensions, tax and the overall economy at this time. Some of the highlights for 2018 include:   Some good news for pensioners and students. Increased pension contributions for UK workers. More personal allowance for income tax.   And […]
Posted on
Posted in Financial Planning

Is It Too Late To Start Investing In Your 50s?

  Your 50s are a crucial time for your finances.   Men, for instance, will typically hit the height of their earning power within this age bracket (for women, it’s in their 40s).   At the same time, it is possible to find more freebies which you might be able to use to save money. […]
Posted on
Posted in Investments

The UK State Pension: The Worst of 35 OECD Countries

  The UK is a great place to live for many people, and in many respects. However, one area where it is widely seen to perform poorly is the state pension available to retired people.   A study by the OECD (Organisation for Economic Cooperation and Development) released a report towards the end of 2017 on […]
Posted on
Posted in Pensions

GDPR Is Looming: Here’s What We’re Doing About It

  Consent is a hugely important moral and legal value. This comes into particular focus when it comes to our personal data, such as our name, age, preferences, and especially our finances.   Indeed, who has the right to know and hold onto this kind of information about us, and under which circumstances?   What […]
Posted on
Posted in Investments

Summer Budget Summary – 2015

George Osborne’s first post-election Budget provided much food for thought for pensions and financial services, and I wish to summarise some of the salient points as follow:   1. Reduction to the Annual Allowance for high earners The Government had actually announced before the Summer Budget that the Annual Allowance that applies to pension savings, […]
Posted on
Posted in Richard's Words

Save your future: the importance of making private provisions for your pension

The UK State Pension pays out no more than £113 per week. In today’s economic climate, this is insufficient to meet the costs of living, including groceries, heating, utilities and clothing. One way to demonstrate this is to look at the Consumer Price Index. In June this year, for example, the CPI rose by a […]
Posted on
Posted in Uncategorized

PENSIONS ACTION FOR THE NEW YEAR

With the festive season and 2015 fast approaching, it is essential that we recognise the fact that as a result of the 2014 Budget, enhanced by the recent Chancellor’s Autumn Statement, pension schemes are reinforced as the most flexible and tax efficient savings method for an individual and for those who benefit on his/her death. […]
Posted on
Posted in Uncategorized

How well are you prepared should trouble strike?

Remember the Allied Dunbar TV campaign shown around ten years ago “There may be trouble ahead?” The campaign used a series of family situations where people have to re-plan their lives because something unexpected happens. “Let’s face the music and dance“. A decade later, it appears that far too many people are still not protecting […]
Posted on
Posted in Uncategorized

Cedar House has a new video!

Cedar House has now published a new video which tells you a bit about who we are and what we do!
Posted on
Posted in Uncategorized

Threesixty Budget Summary 2014

A detailed 2014 Budget review published by our Compliance partner Threesixty Services. Threesixty Budget Summary 2014
Posted on
Posted in Uncategorized