Blog

We love to share our knowledge!  

Stock picking vs. investing in funds

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Should you invest money in funds (e.g. an index fund) or pick stocks individually yourself? Many people like the idea of […]
Posted on
Posted in Blog

How the State Pension triple lock works

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Lately, the “triple lock” system has come under doubt as the UK government grapples with the rising cost of the State […]
Posted on
Posted in Blog

What is the role of cash in a financial plan?

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. It is certainly possible to hold too little cash in savings. Yet it can also be possible to hold too much […]
Posted on
Posted in Blog

A short guide to “stealth taxes” and how they affect you

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The headlines often speak of “stealth taxes” –  but what are they exactly, and how might they affect you? In this […]
Posted on
Posted in Blog

Why is the UK Government spending even more?

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The Chancellor’s recent Autumn Budget contained a pledge to spend an extra £150bn over the coming years. This might come as […]
Posted on
Posted in Blog

How to give children a financial education

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Our children learn many subjects at school. English, Science and Maths feature prominently in the curriculum – presumably because these will […]
Posted on
Posted in Blog

The 0.1% base rate: what does it mean for your mortgage?

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. March 2020 saw some interesting changes for the Bank of England’s (BoE) base rate. On the 19th March, it was cut […]
Posted on
Posted in Blog

Downsizing vs Equity Release: Which is Better?

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Did you know that almost 1/8 people in the UK have no private or workplace pension? That means many of these […]
Posted on
Posted in Blog

How to Spend Money Wisely in 2020

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. A new year, and also a new decade. 2020 feels like a fresh start for many people, and this January is […]
Posted on
Posted in Blog

Is Your Child Missing out on £2,000 from the Government?

Did you know that your child might have over £2,000 held in a forgotten bank account? In 2005, the Labour government set up an initiative called the Child Trust Fund. It allowed both the government and also parents to put money into a special account for their children, provided they were born after 1st September […]
Posted on
Posted in Blog